If you are a Distressed Homeowner and have a current or impending hardship and you are finding it difficult to make your mortgage payments...First of all....Don't give up...Do not walk away from your home!!! You have many options! Free of charge! Remember you do not have to spend money to get help. Secondly, There are many non-profit organizations that will help you including your own mortgage servicer. Thridly,you will just need the right number to call and to reach the right department! Lastly, it can be frustrating but do not give up and do not spend your money on a Foreclosrure Rescue company! Click on this link for further information.    www.shortsalesandforeclosureintervention.com    Call anytime with any questions or for additional information. I do work with a team of professionals to help guide you through this process and can offer you names and numbers upon request. Most importantly, Lucas county does provide the services of a Foreclosure Magistrate that works hand in hand with the Judges, Attorneys and the Homeowner. She is here to help you!